Augment LeadsWritten for injury firms licensed in Indiana: the crash numbers, the claim rules and the intake questions that matter here. Every state's deadline sits in our statute of limitations table.
Indiana crash data (2024)
Indiana recorded 832 motor vehicle crash deaths in 2024: 12.0 per 100,000 people and 0.94 per 100 million vehicle miles traveled. By population rate, that's 24th highest of the 50 states and DC.
- Rural roads accounted for 491 deaths, 59% in Indiana compared with 41% across the country.
- Motorcyclists: 137 deaths, 16% of Indiana's total, against 16% across all states.
- Speeding was involved in 219 Indiana deaths, 26% of the total, versus 29% nationwide.
- Of 528 passenger vehicle occupants killed in Indiana, 195 (37%) were unrestrained; nationally, 43%.
Data: IIHS state-by-state fatality statistics for 2024. National percentages are our sum of the same table's 50 states and DC.
Indiana rules that shape a car accident claim
Insurance system in Indiana
Indiana isn't one of the 12 no-fault states listed by the Insurance Information Institute, so injury claims run through the at-fault driver's liability insurance.
Minimum liability coverage
Ind. Code 9-25-4-5 sets $25,000 for bodily injury to or death of one person, $50,000 for two or more people and, since July 1, 2018, $25,000 for property damage.
Comparative fault rule
Indiana uses modified comparative fault. Under Ind. Code 34-51-2-6, the claimant is barred from recovery if their contributory fault is greater than the fault of all persons whose fault proximately contributed to the damages.
Deadline to file an injury lawsuit
Ind. Code 34-11-2-4 requires an action for injury to the person to be commenced within two years after the cause of action accrues.
General information, not legal advice. Confirm current rules with the statute or your counsel.
Questions to ask Indiana callers
- Ask how the crash happened in the caller's own words. In Indiana, a claimant whose fault is greater than the fault of all others who contributed is barred.
- Get the crash date on every call and count forward two years, the period in Ind. Code 34-11-2-4. Files close to that line go to an attorney the same day.
- Ask whether the other driver's insurer has been in touch, and note whether the caller carries underinsured coverage; Indiana requires only $25,000 per person in bodily injury liability.
- Ask for the county and road where the crash happened. 59% of Indiana's 2024 deaths were on rural roads, so note the exact location for the police report request.
Buying Indiana MVA leads from us
Augment Leads is a Canada-based company, founded in 2025, generating 10,000+ leads a month for US injury firms. A Indiana lead is exclusive to your firm, screened against your filters and replaced if it's unqualified. Details: MVA leads and exclusive vs shared leads.
Spanish-speaking MVA leads are part of our regular product.
Frequently asked questions
What is the deadline to sue after a Indiana car crash?
In most cases, two years (Ind. Code 34-11-2-4). Your attorneys should confirm it for each case.
Can a partly at-fault driver recover in Indiana?
Often, yes. Under Ind. Code 34-51-2-6, the claimant is barred only if their fault is greater than the fault of all others whose fault contributed to the damages.
What car insurance does Indiana require?
Ind. Code 9-25-4-5 sets $25,000 for bodily injury to or death of one person, $50,000 for two or more people and, since July 1, 2018, $25,000 for property damage.
How many traffic deaths did Indiana have in 2024?
IIHS counted 832 crash deaths in Indiana in 2024, or 12.0 per 100,000 people.
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