Augment LeadsState guides
Each state guide covers the rules that shape a car accident claim in that state and what intake should ask, with a link to the statute or source for every rule:
| State | Fault system | Comparative fault rule | Injury filing deadline | Crash deaths (2024) |
|---|---|---|---|---|
| California | At-fault (tort) | Pure comparative | 2 years | 3,876 |
| Texas | At-fault (tort) | Barred if more than 50% at fault | 2 years | 4,160 |
| Florida | No-fault (PIP) | Barred if more than 50% at fault | 2 years (negligence) | 3,138 |
| New York | No-fault (serious injury threshold) | Pure comparative | 3 years | 1,101 |
| Georgia | At-fault (tort) | Barred if 50% or more at fault | 2 years | 1,403 |
| Illinois | At-fault (tort) | Barred if more than 50% at fault | 2 years | 1,177 |
| Pennsylvania | Choice no-fault (limited or full tort) | Barred if more at fault than defendants | 2 years | 1,127 |
Crash deaths are from the Insurance Institute for Highway Safety's state-by-state Fatality Facts, based on federal FARS data. Fault systems are from the Insurance Information Institute and the state statutes linked in each guide. General information, not legal advice.
What changes from state to state
No-fault or at-fault
In the 12 no-fault states listed by the Insurance Information Institute, each driver's own insurer pays personal injury protection (PIP) benefits regardless of fault, and lawsuits for pain and suffering are limited by a threshold. In at-fault states, the injured person claims against the at-fault driver's liability insurance. For intake, no-fault states raise questions about treatment timing and injury severity.
Comparative fault
States split three ways. Pure comparative fault states, such as California and New York, reduce damages by the injured person's share of fault. Modified comparative fault states bar recovery past a set point: more than 50 percent in Texas, Florida and Illinois, 50 percent or more in Georgia, and more than the defendants' combined negligence in Pennsylvania.
Filing deadlines
Most of the states covered here give two years to file a personal injury lawsuit. New York gives three. Each state guide links to the statute, so check it before you set your accident-age filters.
How firms set screening per state
- Set a maximum accident age for each state, well inside its filing deadline.
- In no-fault states, ask about treatment timing and injury severity on the first call.
- In modified comparative fault states, capture the caller's account of how the crash happened.
- Route each state's leads to staff who know that state's rules.
For call openings, see our speed-to-lead intake scripts. For routing, see lead routing and CRM delivery.
How Augment Leads works by state
We generate MVA leads nationwide and you pick your licensed states. The injured person fills in the form themselves, and each lead arrives live with a TrustedForm certificate and an SMS-verified phone number, exclusive to your firm. Unqualified leads are replaced under our written replacement policy. The full service is on our MVA leads page and how it works.
Spanish-speaking MVA leads are part of our regular product.
Workers' compensation leads by state
Workers' compensation is a separate system with its own state agencies, forms and deadlines. If your firm also takes workplace injury cases, see workers' comp leads by state.
Frequently asked questions
Why do car accident leads need state-specific screening?
Because the rules that shape a claim are set by each state. Whether the state is no-fault, how comparative fault works and how long an injured person has to file all change across state lines, so intake questions should change too.
Which states are no-fault for car accidents?
The Insurance Information Institute lists 12 no-fault states, including Florida, New York and Pennsylvania. Pennsylvania lets drivers choose between limited tort and full tort.
Which states have state guides here?
There are guides for California, Texas, Florida, New York, Georgia, Illinois and Pennsylvania, listed on this page. Each one links to the statute or source for every rule it cites.
Can I buy car accident leads for just one state?
Yes. We generate leads nationwide, and you pick the states where your firm is licensed. Your leads come only from those states. We don't promise a set number of leads for any state.
What happens if a lead is unqualified?
We replace it under our written replacement policy, agreed before your first paid order.
Get car accident leads for your states
Tell us your licensed states and the accident types you take. We'll scope your first paid order on the call.