Augment LeadsWritten for injury firms licensed in Utah: the crash numbers, the claim rules and the intake questions that matter here. Every state's deadline sits in our statute of limitations table.
Utah crash data (2024)
Utah recorded 277 motor vehicle crash deaths in 2024: 7.9 per 100,000 people and 0.77 per 100 million vehicle miles traveled. By population rate, that's 45th highest of the 50 states and DC.
- Motorcyclists: 53 deaths, 19% of Utah's total, against 16% across all states.
- Rural roads accounted for 135 deaths, 49% in Utah compared with 41% across the country.
- Bicyclists: 8 killed, 3% of deaths in Utah, compared with 3% for all states combined.
- Speeding was involved in 83 Utah deaths, 30% of the total, versus 29% nationwide.
Figures come from the Insurance Institute for Highway Safety's state-by-state fatality table (FARS data); the national comparisons add up all 51 rows.
Utah rules that shape a car accident claim
Insurance system in Utah
Utah is one of the 12 no-fault states listed by the Insurance Information Institute. Under Utah Code 31A-22-309(1), a person who has or must have PIP can sue for general damages only for death, dismemberment, permanent disability or impairment based on objective findings, permanent disfigurement, a bone fracture, or medical expenses over $3,000.
PIP itself is set by Utah Code 31A-22-307: at least $3,000 per person for medical expenses, plus lost income up to the lesser of $250 a week or 85 percent of gross income for up to 52 weeks.
Minimum liability coverage
For policies issued or renewed on or after January 1, 2025, Utah Code 31A-22-304 sets liability minimums of $30,000 for bodily injury to or death of one person, $65,000 for two or more people and $25,000 for property damage, or a $90,000 single limit.
Comparative fault rule
Utah uses modified comparative fault. Under Utah Code 78B-5-818, a person seeking recovery can recover from defendants whose combined fault exceeds the claimant's own.
Deadline to file an injury lawsuit
Utah's limitations chapter has no separate personal injury section; Utah Code 78B-2-307 allows four years for relief not otherwise provided for by law, and four years for motor vehicle property damage claims.
General information, not legal advice. Confirm current rules with the statute or your counsel.
Questions to ask Utah callers
- Ask about medical bills so far and whether there's a fracture or a permanent injury. A claim for general damages needs one of the injuries listed in 31A-22-309 or medical expenses over $3,000.
- Ask whether the claim is against an uninsured driver. The tort threshold in 31A-22-309 doesn't apply to an uninsured motorist claim.
- Get the crash date on every call and count forward four years, the period in Utah Code 78B-2-307. Files close to that line go to an attorney the same day.
- Ask which insurers are involved, theirs and the other driver's. Utah's required minimum is $30,000 per person for bodily injury, so in a serious injury case ask about the caller's own coverage too.
- Ask what the caller was riding or driving. Motorcyclists were 19% of Utah's 2024 crash deaths, so decide up front whether motorcycle callers fit your intake.
- Ask for the county and road where the crash happened. 49% of Utah's 2024 deaths were on rural roads, so note the exact location for the police report request.
Exclusive Utah car accident leads
Our Utah leads come from our own nationwide campaigns, are filled in by the injured person and go to one firm only, with replacements for unqualified leads. Founded in 2025 and based in Canada, we generate 10,000+ leads every month. Read how MVA leads work, or plan lead routing and CRM delivery.
Spanish-speaking MVA leads are part of our regular product.
Frequently asked questions
What is the statute of limitations for a car accident in Utah?
Generally four years, under Utah Code 78B-2-307. Exceptions apply, so confirm the deadline on every file.
When can someone sue for pain and suffering after a Utah crash?
Under Utah Code 31A-22-309, for death, dismemberment, permanent disability or impairment based on objective findings, permanent disfigurement, a bone fracture, or medical expenses over $3,000.
What car insurance does Utah require?
For policies issued or renewed on or after January 1, 2025, Utah Code 31A-22-304 sets liability minimums of $30,000 for bodily injury to or death of one person, $65,000 for two or more people and $25,000 for property damage, or a $90,000 single limit.
How many people died in Utah car crashes in 2024?
IIHS counted 277 crash deaths in Utah in 2024, or 7.9 per 100,000 people.
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