Augment LeadsWritten for injury firms licensed in Alabama: the crash numbers, the claim rules and the intake questions that matter here. Every state's deadline sits in our statute of limitations table.
Alabama crash data (2024)
Alabama recorded 962 motor vehicle crash deaths in 2024: 18.7 per 100,000 people and 1.32 per 100 million vehicle miles traveled. By population rate, that's 5th highest of the 50 states and DC.
- Rural roads accounted for 572 deaths, 59% in Alabama compared with 41% across the country.
- Of 636 passenger vehicle occupants killed in Alabama, 344 (54%) were unrestrained; nationally, 43%.
- 56% of Alabama crash deaths (543) came from single-vehicle crashes; the all-state figure is 52%.
- Speeding was involved in 278 Alabama deaths, 29% of the total, versus 29% nationwide.
Source: IIHS Fatality Facts 2024, state by state, built on federal FARS data. All-state shares are the sum of every state and DC in that table.
Alabama rules that shape a car accident claim
Insurance system in Alabama
Alabama isn't one of the 12 no-fault states listed by the Insurance Information Institute, so injury claims run through the at-fault driver's liability insurance.
Minimum liability coverage
Under Ala. Code 32-7-6, a qualifying policy carries limits of at least $25,000 for bodily injury to or death of one person in any one accident, $50,000 for two or more people and $25,000 for property damage.
Comparative fault rule
Alabama still follows contributory negligence. In Williams v. Delta Int'l Machinery Corp. (1993), the Supreme Court of Alabama declined to abolish the doctrine, so a plaintiff's own negligence that contributed to the injury can bar recovery.
Deadline to file an injury lawsuit
Ala. Code 6-2-38(l) requires actions for injury to the person or rights of another, not arising from contract and not otherwise listed, to be brought within two years.
This isn't legal advice; check the linked statutes before relying on them.
Questions to ask Alabama callers
- Fault decides most Alabama files early. Get the caller's own account of the crash and note anything that suggests they contributed to it, such as a citation they received.
- Ask whether the caller was a passenger, a driver or on foot. Passengers who didn't contribute to the crash are often simpler to screen under a contributory negligence rule.
- Get the crash date on every call and count forward two years, the period in Ala. Code 6-2-38(l). Files close to that line go to an attorney the same day.
- Ask which insurers are involved, theirs and the other driver's. Alabama's required minimum is $25,000 per person for bodily injury, so in a serious injury case ask about the caller's own coverage too.
- Ask for the county and road where the crash happened. 59% of Alabama's 2024 deaths were on rural roads, so note the exact location for the police report request.
- Ask, without judgment, whether everyone in the vehicle was belted. 54% of occupants killed in Alabama in 2024 were unrestrained, so record the answer plainly for the attorney.
Augment Leads in Alabama
We run car accident campaigns nationwide and send Alabama leads only to firms that pick Alabama. The injured person fills in the form, each lead goes to one firm and is never resold, and unqualified leads are replaced under a written policy. Over 50 law firms work with us. See MVA leads.
Spanish-speaking MVA leads are part of our regular product.
Frequently asked questions
How long does an injured person have to sue after a car accident in Alabama?
Two years under Ala. Code 6-2-38(l), with exceptions that can shorten or extend it.
Can a partly at-fault driver recover in Alabama?
Usually not. Alabama's Supreme Court kept contributory negligence in Williams v. Delta Int'l Machinery Corp. (1993), so a plaintiff whose own negligence contributed to the injury can be barred.
What car insurance does Alabama require?
Under Ala. Code 32-7-6, a qualifying policy carries limits of at least $25,000 for bodily injury to or death of one person in any one accident, $50,000 for two or more people and $25,000 for property damage.
How many people died in Alabama car crashes in 2024?
IIHS counted 962 crash deaths in Alabama in 2024, or 18.7 per 100,000 people.
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