Arizona crash claims turn on a handful of state rules. Below: what the 2024 fatality data shows, how Arizona handles fault and insurance, and what to ask callers. Compare deadlines in the statute of limitations by state table.
Arizona traffic deaths in 2024
In 2024, 1,229 people died in Arizona traffic crashes, a population rate of 16.2 per 100,000 (10th highest among the states and DC) and 1.74 per 100 million vehicle miles.
- Bicyclists: 43 killed, 3% of deaths in Arizona, compared with 3% for all states combined.
- Speeding was involved in 446 Arizona deaths, 36% of the total, versus 29% nationwide.
- People on foot: 250 pedestrian deaths, or 20% of the Arizona total (18% nationally).
- Motorcyclists: 219 deaths, 18% of Arizona's total, against 16% across all states.
Data: IIHS state-by-state fatality statistics for 2024. National percentages are our sum of the same table's 50 states and DC.
The legal rules behind a Arizona car accident case
No-fault or at-fault in Arizona
Arizona isn't one of the 12 no-fault states listed by the Insurance Information Institute, so injury claims run through the at-fault driver's liability insurance.
Minimum liability coverage
A.R.S. 28-4009 sets $25,000 for bodily injury to or death of one person, $50,000 for two or more people and $15,000 for property damage, for policies issued or renewed from July 1, 2020.
How shared fault is handled
Arizona uses pure comparative fault. Under A.R.S. 12-2505, the claimant's fault doesn't bar the action; the full damages are reduced in proportion to the claimant's relative degree of fault.
Statute of limitations
A.R.S. 12-542 requires actions for injuries done to the person of another to be brought within two years after the cause of action accrues.
General information, not legal advice. Confirm current rules with the statute or your counsel.
Screening a Arizona car accident lead
- A caller who admits some fault, such as a rolling stop, isn't automatically a no in Arizona. Record their account and let your attorneys weigh it.
- Ask whether the other vehicle belonged to a city, county or state agency, so your attorneys can check any separate notice rules.
- Write down the exact accident date; with two years under A.R.S. 12-542, flag any crash approaching that limit for an attorney.
- Ask which insurers are involved, theirs and the other driver's. Arizona's required minimum is $25,000 per person for bodily injury, so in a serious injury case ask about the caller's own coverage too.
- Ask whether the caller was on a bicycle. Bicyclists were 3% of Arizona's 2024 deaths, above the 3% all-state share.
- Ask whether the police report or witnesses mention speed; speeding was a factor in 36% of Arizona's 2024 crash deaths.
Exclusive Arizona car accident leads
Our Arizona leads come from our own nationwide campaigns, are filled in by the injured person and go to one firm only, with replacements for unqualified leads. Founded in 2025 and based in Canada, we generate 10,000+ leads every month. Read how MVA leads work, or plan lead routing and CRM delivery.
Spanish-speaking MVA leads are part of our regular product.
Frequently asked questions
How long does an injured person have to sue after a car accident in Arizona?
Two years under A.R.S. 12-542, with exceptions that can shorten or extend it.
Does partial fault rule out an Arizona car accident claim?
Not under A.R.S. 12-2505. Arizona uses pure comparative fault, so the claimant's damages are reduced by their share of fault rather than barred.
What car insurance does Arizona require?
A.R.S. 28-4009 sets $25,000 for bodily injury to or death of one person, $50,000 for two or more people and $15,000 for property damage, for policies issued or renewed from July 1, 2020.
How many people died in Arizona car crashes in 2024?
IIHS counted 1,229 crash deaths in Arizona in 2024, or 16.2 per 100,000 people.
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