Montana Car Accident Leads (MVA Leads) for Law Firms

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If your firm takes Montana car accident cases, this guide pulls together Montana's official crash figures, the statutes that govern a claim and what intake should ask. Other states are on the car accident leads by state hub.

What the 2024 crash numbers show for Montana

There were 206 crash deaths in Montana in 2024. The rate, 18.1 per 100,000 residents, puts Montana 7th of 51 jurisdictions from highest to lowest; per mile driven, it's 1.49 deaths per 100 million miles.

• Rural roads accounted for 163 deaths, 79% in Montana compared with 41% across the country.
• Speeding was involved in 89 Montana deaths, 43% of the total, versus 29% nationwide.
• Of 137 passenger vehicle occupants killed in Montana, 79 (58%) were unrestrained; nationally, 43%.
• Motorcyclists: 38 deaths, 18% of Montana's total, against 16% across all states.

Data: IIHS state-by-state fatality statistics for 2024. National percentages are our sum of the same table's 50 states and DC.

How Montana law treats a crash claim

Fault and insurance system

Montana isn't one of the 12 no-fault states listed by the Insurance Information Institute, so injury claims run through the at-fault driver's liability insurance.

Minimum liability coverage

MCA 61-6-103 requires a motor vehicle liability policy with limits of at least $25,000 for bodily injury to or death of one person, $50,000 for two or more people and $20,000 for property damage in one accident.

Montana's fault rule

Montana uses modified comparative negligence. Under MCA 27-1-702, contributory negligence doesn't bar recovery if it was not greater than the negligence of the person, or the combined negligence of all persons, against whom recovery is sought; the damages are reduced in proportion to the injured person's percentage of negligence.

Montana filing deadline

MCA 27-2-204 gives three years to commence an action on a liability not founded on a written instrument, and three years for a wrongful death action. The version effective October 1, 2026 keeps the three-year period.

Statutes change, so treat this as general information and confirm with the source.

What Montana intake should ask

• Ask how the caller and any other drivers each describe fault. Under 27-1-702, the caller's negligence is compared with the combined negligence of everyone they claim against.
• Ask about the other driver's insurance. Under MCA 61-6-103, the minimum liability coverage is $25,000 for bodily injury per person, which a serious injury can exceed.
• Note how long ago the crash was. Montana allows three years under MCA 27-2-204, so anything near the cutoff needs a quick look.
• Get both insurance carriers' names if the caller has them. A policy at Montana's $25,000 per person minimum may not cover a serious injury, which makes the caller's own policy worth asking about.
• Ask for the county and road where the crash happened. 79% of Montana's 2024 deaths were on rural roads, so note the exact location for the police report request.
• Ask whether the police report or witnesses mention speed; speeding was a factor in 43% of Montana's 2024 crash deaths.

Buying Montana MVA leads from us

Augment Leads is a Canada-based company, founded in 2025, generating 10,000+ leads a month for US injury firms. A Montana lead is exclusive to your firm, screened against your filters and replaced if it's unqualified. Details: MVA leads and exclusive vs shared leads.

Spanish-speaking MVA leads are part of our regular product.

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Related: car accident leads by state, Nebraska car accident leads, personal injury statute of limitations by state, MVA leads.

Car accident leads in other states: Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Hampshire, or all states.