If your firm takes Ohio car accident cases, this guide pulls together Ohio's official crash figures, the statutes that govern a claim and what intake should ask. Other states are on the car accident leads by state hub.
What the 2024 crash numbers show for Ohio
There were 1,157 crash deaths in Ohio in 2024. The rate, 9.7 per 100,000 residents, puts Ohio 35th of 51 jurisdictions from highest to lowest; per mile driven, it's 1.00 deaths per 100 million miles.
- Of 716 passenger vehicle occupants killed in Ohio, 374 (52%) were unrestrained; nationally, 43%.
- Motorcyclists: 222 deaths, 19% of Ohio's total, against 16% across all states.
- Rural roads accounted for 493 deaths, 43% in Ohio compared with 41% across the country.
- 47% of Ohio crash deaths (539) came from single-vehicle crashes; the all-state figure is 52%.
Data: IIHS state-by-state fatality statistics for 2024. National percentages are our sum of the same table's 50 states and DC.
How Ohio law treats a crash claim
Fault and insurance system
Ohio isn't one of the 12 no-fault states listed by the Insurance Information Institute, so injury claims run through the at-fault driver's liability insurance.
Minimum liability coverage
Ohio Revised Code 4509.51 requires an owner's policy to cover at least $25,000 for bodily injury to or death of one person, $50,000 for two or more people and $25,000 for property damage.
Ohio's fault rule
Ohio uses modified comparative fault. Under Ohio Revised Code 2315.33, a claimant's own fault doesn't bar recovery unless it's greater than the combined fault of all the people they're seeking recovery from. When it isn't greater, damages are reduced by the claimant's percentage of fault.
Ohio filing deadline
Ohio Revised Code 2305.10 requires an action for bodily injury to be brought within two years after the cause of action accrues.
This isn't legal advice; check the linked statutes before relying on them.
What Ohio intake should ask
- Ask how the crash happened in the caller's own words. In Ohio, a caller who is partly at fault can still have a claim, as long as their share isn't greater than the other side's.
- Note how long ago the crash was. Ohio allows two years under R.C. 2305.10, so anything near the cutoff needs a quick look.
- Ask whether the other driver's insurer has been in touch, and note whether the caller carries underinsured coverage; Ohio requires only $25,000 per person in bodily injury liability.
- Ask, without judgment, whether everyone in the vehicle was belted. 52% of occupants killed in Ohio in 2024 were unrestrained, so record the answer plainly for the attorney.
- Ask what the caller was riding or driving. Motorcyclists were 19% of Ohio's 2024 crash deaths, so decide up front whether motorcycle callers fit your intake.
Exclusive Ohio car accident leads
Our Ohio leads come from our own nationwide campaigns, are filled in by the injured person and go to one firm only, with replacements for unqualified leads. Founded in 2025 and based in Canada, we generate 10,000+ leads every month. Read how MVA leads work, or plan lead routing and CRM delivery.
Spanish-speaking MVA leads are part of our regular product.
Frequently asked questions
How long does an injured person have to sue after a car accident in Ohio?
Two years under R.C. 2305.10, with exceptions that can shorten or extend it.
Can a partly at-fault driver recover in Ohio?
Often, yes. Under Ohio Revised Code 2315.33, the claimant's fault bars recovery only if it's greater than the combined fault of the people they're seeking recovery from; otherwise damages are reduced by their share.
How much liability coverage must Ohio drivers carry?
Ohio Revised Code 4509.51 requires an owner's policy to cover at least $25,000 for bodily injury to or death of one person, $50,000 for two or more people and $25,000 for property damage.
How many traffic deaths did Ohio have in 2024?
IIHS counted 1,157 crash deaths in Ohio in 2024, or 9.7 per 100,000 people.
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